Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A" (Excellent) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.

Our most valuable asset is our people: more than 2500 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards for four years running, including the 2025 Great Place to Work^® Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion.

C&F is part of Fairfax Financial Holdings, a global, billion dollar organization.  For more information about Crum & Forster, please visit our website: www.cfins.com.

Senior Compliance Analyst, Alternative Risk (Eatontown, NJ or Remote)

Since 2000, Crum & Forster’s Accident & Health division (A&H) has offered a diverse portfolio of specialty insurance and reinsurance products nationwide. We place a strong focus on product development and creative distribution methods, along with excellent client service and support.

In addition to our robust domestic portfolio, which spans both special risk and medical solutions, A&H works on an international basis through various partnerships. Our global capabilities provide our partners with even broader flexibility in underwriting solutions.

The qualities and capabilities of Crum & Forster Accident & Health demonstrate our philosophy of building meaningful, long-term partnerships and our dedication to providing alternative strategies in an ever-changing insurance market.

Information about the Role, Line of Business and Team:

Products include Alternative Risk coverages offered on an Excess and Surplus (E&S) basis including: General Liability, Commercial Auto, Contingent Liability, Contractual Liability, and Professional Liability.

This position is in the Compliance Department, and is responsible for (i) Proficiency in both admitted and non-admitted policy and endorsement creation (ii) reviewing prospective programs to determine program, policy setup, and viability for placement on an E&S basis; (iii) review coverages for adherence to the various state required guidelines; (iv)  working with underwriting, legal, regulatory, actuarial, and claims areas, ensuring that policies and/or certificates are drafted and issued accurately, compliantly and in accordance with risk appetite; and (v) for conducting audits to further ensure that all policies, certificates and advertising have been properly issued. 

The Senior Compliance Analyst operates under the direction of the Compliance Director and is responsible for the maintenance and regulatory compliance of assigned Property & Casualty (P&C) products offered by Crum & Forster Accident & Health (A&H) Division.

What you will do:

• Work with business leaders to evaluate prospective P&C program structure for assigned lines of business, identifying issues and facilitating resolution
• Independently draft product policy forms, including manuscript endorsements that provide needed coverage changes while maintaining the integrity of the policy form, primarily for non-admitted Excess and Surplus lines Property & Casualty (P&C) coverages
• Perform industry research and regulatory research of non-admitted compliance issues impacting business areas
• Create policy templates and issuance guidelines for Excess and Surplus product lines
• Develop and maintain product and compliance guidance (P&Ps) and other tools to facilitate Alternative Risk business growth
• Manage complex product projects for assigned lines of business or products (admitted or non-admitted), collaborating with Underwriting, Claims, Legal, and Actuarial to produce final quality insurance products
• Respond to routine compliance-related requests and inquiries from the various business areas
• Research and communicate the compliance implications of new products and enhancements as well as other corporate strategic initiatives
• Facilitate underwriting training on industry trends and sharing lessons learned from significant losses
• Establish relationships with business units to foster teamwork
• File via SERFF, Product Forms, Rates, and Rate Rules (where required) and communicate with regulators to secure approval in the required jurisdictions.
• Communicate with state insurance departments and other regulatory agencies as required
• Perform other related duties, including short or long-term projects, as assigned

What YOU will bring to C&F:

• Bachelor’s degree from an accredited college or university or equivalent experience required
• 5+ years of equivalent work experience in the insurance industry, ideally with exposure to surplus lines placements, product and policy development, including drafting P&C coverage forms for Excess and Surplus lines insurance
• Demonstrated knowledge of Excess and Surplus lines P&C compliance laws and regulations
• Awareness of emerging risks and industry trends
• Proficient in Microsoft Office software, including Microsoft Word, Outlook, and Excel
• Strong oral and written communication skills
• Excellent organizational skills
• Strong Interpersonal skills
• Flexibility and an openness to an ever changing, fast paced environment
• Meticulous with a high degree of accuracy and ability to multitask.
• Strong research, decision-making, reporting and analytical skills.
• Ability to understand, synthesize and convey complex data.
• Ability to work independently, prioritize and organize own work to meet deadlines.

#LI-MS

#LI-REMOTE

• Competitive compensation package
• Generous 401K employer match
• Employee Stock Purchase plan with employer matching
• Generous Paid Time Off
• Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole family’s wellness, including your physical, mental and financial wellbeing
• A core C&F tenet is owning your career development, so we provide a wealth of ways for you to keep learning, including tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path
• A dynamic, ambitious, fun and exciting work environment
• We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community

At C&F you will BELONG

If you require special accommodations, please let us know. We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodations, please let us know

For California Residents Only:  Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https://www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/  for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws.  Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $82,900 to a maximum of $121,600. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.