Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.

Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work^® Award for our employee-first focus and our steadfast commitment to diversity, equity and inclusion.

C&F is part of Fairfax Financial Holdings, a global, billion dollar organization.  For more information about Crum & Forster, please visit our website: www.cfins.com.

Associate Underwriter – Retail Excess & Umbrella - remote position

Position Summary

The Associate Underwriter for Excess & Umbrella is responsible for supporting the production Underwriting team with assisting in an assigned renewal book.  This role will enable growth in underwriting experience, working closely with agents and internal team members to deliver market-leading insurance solutions.  The position requires strong analytical skills, strong desk management skills and the ability to build relationships with brokers, clients and team members.  

Key Responsibilities

• Binder/Policy Issuance Handling:  Ensure accuracy and process of all binders within the assigned team along with policy set up, issuance.  
• Risk Assessment:  Analyze operations by review of applications, loss history, and other relevant data to determine risk acceptability and pricing needs against corporate strategies. 
• Underwriting Decisions:  Build skills to make underwriting decisions to assist the Excess production team to ultimately handling assigned renewals, under direction, with limited letter of authority. 
• Portfolio Management: Monitor and manage assigned renewal book of business to ensure profitability and compliance with corporate guidelines.
• Broker/Agent Relations: Build and maintain strong relationships with brokers and agents, providing responsive service and expert guidance.
• Documentation: Build strong Underwriting skills to accurately identify and assess risk to adhere to company strategies, adhere to referral process, and maintain policy correspondence and policy information in company systems.
• Compliance: Understand and adhere to regulatory requirements, underwriting and corporate guidelines.  
• Collaboration: Work with internal teams (claims, actuarial, legal, etc.) along with operations support team to resolve issues and support business objectives.  Participate in team huddles, monthly team meeting with minimal travel as needed.  
• Market Intelligence: Stay current on industry trends, competitor products and market conditions. 
• Continuous Improvement: Participate in training and development opportunities to enhance underwriting expertise and contribute to process improvements.

Qualifications

• Bachelor’s degree in Business, Finance, Insurance, or related field (or equivalent experience) along with 1+ years of Property & Casualty &/or Excess & Umbrella line of business.
• Strong analytical, decision-making, and organizational skills.
• Excellent organizational, communication and negotiation abilities.
• Proficiency with underwriting systems and Microsoft Office Suite.
• Ability to work independently and as part of a team. 

At C&F you will BELONG

We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.

For California Residents Only:  Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https://www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/ for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws.  Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $43,800 to a maximum of $82,400. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.

• Flexible work arrangements.
• Competitive compensation package.  
• Generous 401K employer match.
• Employee Stock Purchase plan with employer matching.
• Generous Paid Time Off.
• Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family’s complete wellness, including your physical and mental wellbeing
• A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.
• A dynamic, ambitious, fun and exciting work environment.
• A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving.

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