Crum & Forster (United States Fire Insurance Company)

Underwriter - Health & Human Services Target Segment

Job Locations US-NJ-MORRISTOWN
Job ID
2026-5160
Category
Underwriting
Type
Regular
Division
Commercial Lines

Crum & Forster Company Overview

Crum & Forster (C&F) provides market leading property & casualty, accident & health, specialty and standard commercial lines insurance solutions. A true underwriting company, we have a 200-year history of helping our customers manage risk with laser-focused expertise, integrity and discipline. Our people are empowered to make decisions and   problem-solve with you smartly and swiftly. Our annual gross written premium is 6.2 billion. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best.

 

Our most valuable asset is our people. We have 3000 employees, and locations throughout the United States and India. With our employee-first focus, the Company is consistently recognized as a great place to work, earning multiple workplace and wellness awards, including the Great Place to Work® Award, Fortune 100 Best Companies to Work For, Fortune Best Workplaces for Parents, Fortune Best Workplaces for Millennials, and many others.

 

C&F is part of Fairfax Financial Holdings. For more information about C&F, please visit our website: www.cfins.com

Job Description

C&F’s Commercial Lines division delivers specialized insurance solutions for mid-sized and large businesses across a broad range of commercial exposures, management liabilities, and industry segments.

Our portfolio includes tailored coverage solutions for General Liability, Commercial Auto, Workers’ Compensation, Property, and Excess Liability, as well as Financial Lines products such as Management Liability, Professional Liability, Cyber, Crime, and Fidelity.

With more than 700 employees across the United States, Commercial Lines combines deep underwriting expertise, disciplined risk selection, and the strength of C&F’s national platform. We work closely with our customers and distribution partners to provide responsive service, thoughtful risk solutions, and the confidence to navigate complex business challenges.

 

Underwriter Job Summary

 

Summary

Primary goal is to lead the technical development of the existing Home Health Care Excess & Surplus Lines / Non Admitted Professional Liability product in conjunction with multi line offering of admitted General Liability, Auto, and Workers Compensation.

This role functions as the lead Home Health Care Professional Liability Underwriter, working under direct supervision within the Health and Social Services department to meet profitability, retention, and written premium goals as determined by the Department.

Minimum

Duties & Responsibilities

  • Responsible for review and analysis of underwriting data to expand and maintain a profitable book of business under direct supervision
  • Manages agency relationships through continued customer service and supports marketing activities led by marketing manager.
  • Collaborates with colleagues to achieve departmental goals.
  • Detail oriented with excellent organizational skills to meet proper file documentation and compliance.
  • Works within assigned letter of authority.
  • Technical knowledge of current and potential classes of business.  The focus of the role is on Home Health Care Professional Liability, but the candidate may be asked to support Assisted Living Facility Professional Liability underwriting.
  • Proficient in writing Professional and General Liability, with knowledge and experience of both Property and Auto coverages
  • Ability to consistently meet various deadlines
  • Work with Actuarial to further develop products and services.
  • Possess knowledge, critical analytical and strategic decision making skills to make independent underwriting decisions within letter of authority
  • Participates in training and initiatives to develop knowledge base.
  • Complete additional projects as assigned.
  • Effectively displays ability to build and foster both retail agency and wholesale brokerage relationships.
  • Manages assigned territory, agents and accounts
  • Some travel required.
  • Possess knowledge to make independent underwriting decisions and maintain proper file documentation.
  • Other duties as assigned.

 

Recommended Education & Requirements  

·         Bachelor's degree or equivalent experience and 3+ years of Home Health Care Excess & Surplus Lines / Non Admitted Professional Liability underwriting experience or equivalent training program preferred.

·         Pursuing or having insurance industry designations such as CPCU, ARM, RPLU etc. is a plus.

·         Possesses strong communication and analytical

·         Proficient in software needed to succeed in department.

·         Strong organizational and time management skills.

  

 

    

 

 

 

What C&F will bring to you

At C&F you will BELONG

 

We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.

 

For California Residents Only:  Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https://www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/ for more information.

 

 

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws.  Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $58,700 to a maximum of $110,200. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.

 

  • Flexible work arrangements.
  • Competitive compensation package. 
  • Generous 401K employer match.
  • Employee Stock Purchase plan with employer matching.
  • Generous Paid Time Off.
  • Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family’s complete wellness, including your physical and mental wellbeing
  • A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.
  • A dynamic, ambitious, fun and exciting work environment.
  • A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving.

 

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